The CM Punjab Kissan Card is a groundbreaking initiative by the Punjab Agriculture Department, launched in collaboration with the Punjab Information Technology Board (PITB). This program integrates multiple government departments, including PLRA, PMD, NADRA, and BOP, to create a seamless digital ecosystem for farmers.
Key Benefits of CM Punjab Kissan Card
This government-backed scheme provides interest-free agricultural loans to farmers, covering essential expenses from sowing to harvesting. Through this initiative, farmers can conveniently purchase fertilizers, seeds, and other inputs from authorized vendors.
- Loan Amount: Up to Rs. 1.5 lakh per season (maximum Rs. 30,000 per acre).
- Eligibility: Farmers owning 1 to 12.5 acres of land can benefit.
- Validity: The card remains valid for six months, with a one-month grace period for repayment.
- Budget Allocation: The project is estimated to cost Rs. 9.5 billion per season.
- Financial Inclusion: Farmers receive free SMS notifications for transaction updates.
Eligibility Criteria
To qualify for the CM Punjab Kissan Card, farmers must meet the following conditions:
✅ Own up to 12.5 acres of land.
✅ Have a mobile SIM registered against their CNIC (PMD verified).
✅ Land records should be available in PLRA for loan approval.
How the Program Works
The registration process is designed to be simple and fully digital:
- Online Registration: Farmers must register through the official platform.
- Digital Verification: Land records are verified via PITB and PLRA databases.
- Approval & Card Issuance: After verification by NADRA, PMD, and eECIB, the Bank of Punjab (BOP) issues the CM Punjab Kissan Card.
- Loan Disbursement: The scheme initially covers 500,000 farmers on a first-come, first-served basis.
- Usage: The loan amount is exclusively for purchasing agricultural inputs such as fertilizers and seeds.
How to Apply for the CM Punjab Kissan Card
Farmers can easily apply by sending an SMS:
📩 Type: pkc<space>CNIC number
📩 Send to: 8070
This initiative aims to boost agricultural productivity, ensure financial support for farmers, and enhance crop yield across Punjab. Don’t miss this opportunity to secure interest-free financial assistance for your farming needs!